The Funded Trader Rules Explained: Drawdown, Profit Targets & Time Limits (2026)
Every The Funded Trader rule explained in plain language — drawdown limits, profit targets, trading restrictions, and payout terms.
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The Funded Trader Rules Overview
Source: Information below is compiled from The Funded Trader's product data and marketing materials. Traders must verify specific rule details directly with The Funded Trader before opening an account, as rules may change and specific percentages are not detailed in source materials.
The Funded Trader is a proprietary trading firm founded in 2021, headquartered in Liberty Hill, Texas. The firm offers evaluation-based funded trading accounts ranging from $5,000 to $600,000 across forex, crypto, and indices markets. The company targets forex traders, budget-conscious traders, and those using expert advisors (EAs).
Key differentiators: multiple challenge types, aggressive $600K scaling cap, permissive rules for news trading and EA usage. Note: The firm has a documented history of payout delays and recent rule changes that have affected trader trust.
Account Types and Pricing
Five account tiers with monthly subscription pricing (verified from provided data):
| Account Size | Monthly Fee | Notes |
|---|---|---|
| $5K Standard | $65/month | Lowest entry point; no free tier |
| $25K Standard | $189/month | Mid-tier option |
| $50K Standard | $289/month | Popular tier |
| $100K Standard | $489/month | Premium option |
| $200K Standard | $949/month | Top tier |
Verified Facts:
- No free trial or demo account offered
- Monthly subscriptions required (not one-time fees)
- $65/month entry is among the lowest in the prop trading industry
Profit Targets
Not detailed in provided data. The Funded Trader uses a phase-based evaluation system requiring traders to hit profit targets before funded accounts are granted. Specific percentages must be verified directly with the firm during account setup.
Drawdown Rules
Not detailed in provided data. Drawdown limits (daily and maximum) are critical to account management but are not specified in available materials. Traders must confirm:
- Daily drawdown limit percentage
- Maximum drawdown percentage
- Whether drawdown is trailing or static
- Reset conditions
Confirm these directly with The Funded Trader before trading.
Trading Restrictions
Verified from provided data:
- News Trading: Allowed on most challenges
- Expert Advisors (EAs): Allowed on most accounts
- Supported Markets: Forex, crypto, indices
- Mobile App: Available
- Automated Trading: Supported
- Platforms Supported: MT4, MT5, and cTrader (per Pros list)
Not specified in provided data (verify with firm):
- Specific lot size limits
- Weekend holding restrictions
- Copy trading permissions
- Time restrictions on trading windows
Profit Split and Payouts
From provided data:
- Profit split up to 90% mentioned in description
- Entry-level split likely lower (industry standard 80-90% range)
Not specified in provided data (must verify):
- Standard profit split percentage for new funded traders
- Conditions to reach 90% split
- Withdrawal frequency and minimum amounts
- Payout processing timelines
- Available withdrawal methods
Known Issue: Per Cons list, "History of payout delays has eroded trust." Traders should verify current payout speed and processing times before enrolling.
Scaling Plan
Verified from provided data:
- Maximum account size: $600,000
- Scaling is available (one of firm's key features)
Not specified in provided data (must verify):
- Specific scaling increments and timeline
- Profitability requirements to qualify for scaling
- Whether fees change on scaled accounts
- Scaling conditions and restrictions
The Funded Trader vs Competitors
Based on verified data available:
| Factor | The Funded Trader | Industry Standard |
|---|---|---|
| Lowest Entry Cost | $65/month for $5K | Competitive (among lowest) |
| Maximum Funding | $600,000 | Higher than most competitors |
| News Trading | Allowed | Many competitors restrict it |
| EA/Automated Trading | Allowed | Many competitors restrict it |
| Payout Reliability | History of delays (Cons) | Varies by firm; some have better track records |
Red Flags and Considerations
- Payout Delays: Listed in Cons as "History of payout delays has eroded trust." Verify current processing times.
- Rule Changes: Cons note "Rule changes have frustrated existing traders." Confirm all rules in writing before enrollment.
- Support Response: Cons indicate "Customer support response times can be slow." Plan accordingly.
- Less Established: Founded 2021; newer than FTMO (2015) or Topstep (2010). Less track record.
- Monthly Fee Model: Unlike one-time-fee competitors, ongoing monthly costs accumulate ($65-$949/month depending on tier).
Critical Action Items Before Enrolling
Traders must verify directly with The Funded Trader:
- Exact daily and maximum drawdown percentages
- Profit target percentages for each phase
- Standard profit split (starting %) and conditions to reach 90%
- Payout processing timelines (current, not historical)
- Minimum withdrawal amounts and fees
- Scaling requirements and timeline
- Complete trading restrictions (lot sizes, weekend holdings, etc.)
Related: All Prop Firms | Comparison Tool
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