My Funded Futures Rules Explained: Drawdown, Profit Targets & Time Limits (2026)

My Funded Futures Rules Overview

My Funded Futures is a futures-focused proprietary trading firm that offers a streamlined evaluation model designed for day traders and algorithmic traders. Founded in 2023 and based in Dover, Delaware, the firm distinguishes itself with a single-phase evaluation process, no activation fees, and rapid payout processing. Unlike traditional prop firms with multi-phase evaluations, My Funded Futures combines simplicity with competitive features: a ~25% evaluation pass rate (roughly double the industry average), support for automated and algo trading, and a direct path to live funded accounts after reaching 5 consecutive profitable months.

The firm operates exclusively in futures markets, making it ideal for traders who specialize in micro contracts, E-mini contracts, and other derivatives. It is not suitable for stock, forex, options, or cryptocurrency traders.

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Account Types and Pricing

My Funded Futures offers six primary account tiers across three trading models: Core, Rapid, and Pro. Each tier targets different trader profiles and capital requirements.

Account Type	Account Size	Monthly Fee	Best For
Core	$50,000	$77/mo	Budget-conscious traders testing the platform
Rapid	$50,000	$129/mo	Traders wanting faster prop firm features
Rapid	$100,000	$229/mo	Scaled traders with higher capital needs
Rapid	$150,000	$377/mo	Experienced traders seeking maximum capital
Pro	$50,000	$229/mo	Professional traders wanting most flexibility
Pro	$100,000	$329/mo	Experienced traders with professional requirements
Pro	$150,000	$377/mo	High-volume traders seeking maximum accounts

Key Pricing Notes:

• No Free Tier: All accounts require a paid subscription to begin evaluation.
• No Activation Fees: Unlike competitors charging $149–$300+ in setup costs, My Funded Futures charges zero activation fees. You pay only the monthly subscription.
• Difference Between Rapid and Pro: Pro accounts offer greater flexibility (see Trading Restrictions section for details on consistency rules). Rapid accounts are more structured for new traders.
• Non-Refundable on Failure: Monthly subscription fees are not refundable if you fail evaluation. This makes account selection and risk management critical.

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Profit Targets

My Funded Futures uses a single-phase evaluation model, eliminating the multi-step process common at competitors. Traders must hit a specific profit target during the evaluation period.

Publicly Known Metrics:

• Target percentages vary by account tier and firm specifications.
• Profit targets are calculated as a percentage of account size (e.g., 8% for a $50K account = $4,000 profit required).
• The firm has a ~25% pass rate, roughly double the industry average (typically 10–15%), suggesting targets are attainable but not trivial.
• Once you meet the profit target, you advance to a funded account (live trading) without additional phases.

Note: Specific profit target percentages for each tier are not publicly detailed in available documentation. Contact My Funded Futures directly or check their platform for exact targets by account type.

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Drawdown Rules

Drawdown rules define the maximum loss you can incur before your account is halted. My Funded Futures enforces two types of drawdown limits:

Daily Drawdown Limit:

• A fixed loss limit that resets each trading day. Exceeding this limit closes your account for the remainder of that day.
• Specific percentage varies by tier; typical prop firm daily limits range from 2–5% of account size.

Maximum Drawdown (Trailing):

• A cumulative loss limit measured from your highest account equity point (trailing metric). This prevents catastrophic losses across multiple days.
• Common maximum drawdowns for evaluation accounts: 10–20% of account size.
• Example: On a $50K account with a 10% max drawdown, you cannot lose more than $5,000 cumulatively from your peak equity.

Reset Conditions:

• Daily limits reset at the start of each trading session (typically after market close).
• Trailing maximum drawdown resets only after you achieve a new equity high, then it recalculates from that new peak.

Note: Exact daily and maximum drawdown percentages are not publicly specified in available summary data. These are mission-critical rules; verify current limits on the My Funded Futures platform or contact their support team before starting an evaluation.

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Trading Restrictions

My Funded Futures enforces rules to manage risk and ensure consistent trading behavior. Key restrictions include:

Markets and Instruments:

• Futures Only: My Funded Futures supports futures contracts exclusively. No stocks, forex, options, or cryptocurrency trading.
• Eligible futures include E-mini contracts, micro contracts, energy, metals, and other exchange-traded derivatives via Tradovate integration.

Lot Size Limits:

• Maximum position sizes are defined per account tier to prevent overleveraged positions.
• Typical restrictions cap positions at 5–10 contracts per trade for starter accounts, scaling higher for larger accounts.
• Verify exact lot size limits for your tier before entering large positions.

Consistency Rules (Rapid vs Pro):

• Rapid Accounts: Enforce minimum trading requirements (e.g., minimum daily trades) to ensure active participation and prevent passive account holding.
• Pro Accounts: No consistency rules on funded accounts — once funded, you have full flexibility to trade as infrequently or frequently as you choose. This is a major advantage for discretionary traders.

Weekend Holding:

• Weekend positions are typically not permitted during evaluation due to gap risk and regulatory constraints.
• All positions must be closed by market close on Friday. Verify current policy on the platform.

News Trading and Economic Events:

• News trading restrictions vary. Some prop firms prohibit trading during major economic data releases (e.g., FOMC, NFP); others allow it with position size limits.
• Check My Funded Futures' specific guidelines on your account dashboard.

Expert Advisors and Algorithmic Trading:

• Supported: My Funded Futures explicitly supports automated trading and expert advisors (EAs), making it attractive for algorithmic traders.
• EAs must comply with all other account rules (drawdown, lot size, market restrictions).
• Tradovate integration enables seamless EA deployment.

Copy Trading:

• Copy trading (where your account mirrors another trader's trades) is typically not permitted during evaluation to ensure you are the decision-maker. Verify current policy.

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Profit Split and Payouts

Once you pass evaluation and receive a funded account, My Funded Futures shares profits with you according to their profit-split structure.

Profit Split:

• My Funded Futures offers up to 90% profit splits — among the industry's highest rates.
• Your exact split depends on account tier and trading performance. Pro accounts often qualify for higher splits (e.g., 85–90%) compared to Rapid accounts (e.g., 70–80%).
• The firm retains 10–30% as its commission for providing capital and infrastructure.

Payout Frequency:

• Payouts are available daily or upon request — a major competitive advantage.
• Typical prop firms offer weekly or monthly payouts only.

Payout Speed (Processing Time):

• Industry-leading speed: First payouts can be processed in as little as 15–20 minutes.
• Subsequent payouts typically process within 24 hours.
• This rapid turnaround is a defining feature and appeals to active day traders.

Minimum Withdrawal Amount:

• Specific minimum withdrawal thresholds are not publicly detailed. Typical prop firms require $100–$500 minimum withdrawals. Confirm with My Funded Futures support.

Funded Account Scaling:

• After 5 consecutive profitable months, your funded account may scale to a larger size, unlocking higher profit potential.

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Scaling Plan

My Funded Futures offers a clear path to account scaling, rewarding consistent traders with increased capital allocation.

Scaling Requirements:

• 5 Consecutive Profitable Months: After achieving profitability for 5 months straight on your funded account, you become eligible for a scaled account.
• Profitability is measured at the end of each calendar month or trading cycle, depending on firm specifications.

Scaling Increments:

• Typical scaling increases account size by 25–50% (e.g., $50K → $75K or $100K).
• Multiple scaling tiers may be available, allowing traders to grow from $50K to $100K to $150K+ over time.

Scaling Timeline:

• You can theoretically reach maximum account size (e.g., $150K) within 12–18 months of consistent profitability.
• Scaling is automatic; no additional fees are charged.

Real Live Trading Account:

• After proving yourself through scaled accounts, traders may transition to a real live trading account (proprietary capital) with even higher profit splits and full discretion.

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My Funded Futures Rules vs Competitors

How does My Funded Futures compare to industry peers? This side-by-side breakdown highlights key differences.

Rule Category	My Funded Futures	TopTier Trader	Apex Trader Funding
Activation Fee	$0	$149–$249	$99–$199
Profit Split (Funded)	Up to 90%	70–80%	80%
Evaluation Phases	1 Phase (Single-Step)	2 Phases	2 Phases
Pass Rate	~25%	~10–12%	~12–15%
Payout Speed	15–20 min (fastest)	2–5 business days	1–2 business days
Markets Supported	Futures Only	Futures, Forex, Crypto	Futures, Stocks, Forex
Algo/EA Support	Full Support	Limited	Full Support
Funded Account Consistency Rules	No Rules (Pro)	Consistency Rules Enforced	Consistency Rules Enforced
Founded	2023 (Newer)	2016 (Established)	2019 (Established)

Key Takeaways:

• Fastest Payouts: My Funded Futures' 15–20 minute payout speed is unmatched in the industry. Competitors typically require 1–5 business days.
• No Activation Fees: Saves $100–$250 per account compared to TopTier and Apex, making it cheaper to test multiple account sizes.
• Higher Pass Rate: ~25% pass rate is roughly 2x competitors, making evaluation attainable for more traders.
• Futures Specialization: Competitors offer broader markets (forex, stocks, crypto). Choose My Funded Futures only if you trade futures exclusively.
• No Funded Consistency Rules (Pro): Unlike competitors that enforce minimum trading requirements on funded accounts, Pro accounts have zero consistency rules, giving traders full flexibility. This is ideal for discretionary traders.
• Single-Phase Evaluation: My Funded Futures' one-phase model is faster and simpler than competitors' two-phase processes, reducing evaluation time and costs.

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Red Flags and Fine Print

Before committing to a My Funded Futures account, be aware of these potential concerns:

Non-Refundable Monthly Fees:

• Monthly subscription fees are non-refundable if you fail evaluation. A trader paying $229/month for a Pro account and failing the evaluation loses that $229 with no credit toward a future attempt. Plan your evaluation strategy carefully.

Futures-Only Limitation:

• If you trade stocks, forex, options, or crypto, My Funded Futures is not an option. The firm's exclusivity to futures is a hard constraint.

Newer Firm (Founded 2023):

• My Funded Futures has been operating for less than 3 years. While this is not inherently negative, established competitors (TopTier, Apex, Funded Trader) have 5–7+ year track records. Newer firms carry higher counterparty risk. Research the firm's financial stability and regulatory standing before funding an account.

No Proprietary Mobile App:

• Mobile trading depends entirely on Tradovate's app. If you require a firm-specific trading platform, this is a limitation.

Limited Drawdown and Target Details:

• Exact profit targets, daily drawdown limits, and maximum drawdown percentages are not publicly specified. These are critical rules; verify them on the My Funded Futures platform before committing funds.

Scalability of Funded Accounts:

• While scaling is available after 5 profitable months, there is no guarantee of unlimited scaling. Large accounts ($500K+) may have restrictions or require additional criteria.

Market Gaps:

• If futures volatility or market hours don't align with your trading schedule, My Funded Futures may be impractical. Futures markets are highly volatile and have extended session times; ensure you can trade during those windows.

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Ready to evaluate My Funded Futures against other options? Visit our full My Funded Futures review or compare prop firms side-by-side.