My Funded Futures Pricing Explained: All Plans, Costs & Fees (2026)

My Funded Futures Pricing Overview

My Funded Futures offers a refreshingly transparent pricing model built around funded account tiers. Starting at $77 per month for the Core $50K plan, the platform strips away activation fees and focuses on monthly subscription costs tied to your account size and risk tolerance. The firm caters specifically to futures traders seeking a clear path from evaluation to funded trading, with no hidden setup charges—a significant advantage in an industry where competitors typically levy $149–$300+ activation fees.

What sets My Funded Futures apart in the pricing conversation isn't just the absence of upfront costs, but the logic behind the tier structure: you choose both your account size ($50K, $100K, or $150K) and your trading style (Core, Rapid, or Pro), and the monthly subscription reflects that combination. There's no free trial, so you'll need to commit to a plan to get started—but the monthly-only payment means you're not locked into a long-term contract.

All My Funded Futures Plans Compared

My Funded Futures uses a two-dimensional pricing structure: three trading tiers (Core, Rapid, Pro) available across three account sizes ($50K, $100K, $150K). Here's the complete breakdown:

Plan Tier	Account Size	Monthly Cost
Core	$50K	$77/mo
Rapid	$50K	$129/mo
Rapid	$100K	$229/mo
Rapid	$150K	$377/mo
Pro	$50K	$229/mo
Pro	$100K	$329/mo
Pro	$150K	$377/mo

Understanding the Three Tiers:

• Core ($77/mo for $50K): The entry-level option designed for traders new to funded accounts or testing the waters. This tier includes essential trading tools, performance analytics, and one-phase evaluation. It's the most affordable path to a funded futures account, though it likely carries standard risk limits and payout rules compared to higher tiers.
• Rapid ($129–$377/mo): The mid-tier offering emphasizes speed—both in evaluation and payouts. Rapid plans come with priority payout processing (15–20 minute first payout window), making this ideal for active day traders and algorithmic traders who need quick capital turnover. The price scales with account size: $129 for $50K, $229 for $100K, and $377 for $150K.
• Pro ($229–$377/mo): The premium tier unlocks maximum trading flexibility. The key differentiator is the absence of consistency rules on Pro funded accounts—meaning you can trade as aggressively or conservatively as you want without profit-drawdown restrictions. This appeals to experienced traders and algo strategies. Pro pricing: $229 for $50K, $329 for $100K, and $377 for $150K.

No annual payment discount is listed, suggesting My Funded Futures operates on a pure monthly billing model. This is actually a buyer-friendly approach: you're never overpaying for annual commitments, and you can cancel any month without penalty (though you forfeit that month's fee if you fail the evaluation).

Free Plan / Free Trial

My Funded Futures does not offer a free tier or free trial. You must subscribe to one of the paid plans to begin your evaluation. This is standard across the prop-trading industry—there's real capital at stake, and firms need revenue to cover platform infrastructure and payouts.

However, the absence of an activation fee (unlike competitors) effectively lowers the barrier to entry. You're paying $77–$229 per month depending on your chosen plan, but you're not adding a $149–$300+ upfront charge on top. For risk-conscious traders, starting with the Core $50K plan at $77/month lets you test the platform and evaluation process with minimal financial commitment.

No money-back guarantee on failed evaluations: If you don't pass the one-phase evaluation, your monthly subscription is non-refundable. This is a critical detail—you need to factor in the cost of failed attempts when budgeting. However, My Funded Futures reports a ~25% pass rate, roughly double the industry average, suggesting you're more likely to succeed than at competing firms.

Hidden Costs and Fees

My Funded Futures keeps its cost structure simple, but there are some real-world expenses to factor in:

• Monthly Subscription (Non-Refundable): This is the primary cost. If you fail the evaluation, the fee doesn't carry over—you start fresh (and pay fresh) on your next attempt.
• Exchange and Clearing Fees: Futures trading involves per-contract commissions and exchange fees. These are market-standard and apply regardless of prop firm. My Funded Futures doesn't hide them, but they're separate from your monthly subscription. Budget $0.50–$2.00 per contract round trip depending on the exchange.
• No Proprietary Mobile App: My Funded Futures relies on Tradovate for mobile and advanced charting. If Tradovate charges additional fees for premium features, those would be out-of-pocket costs beyond your My Funded Futures subscription.
• Data Feed Subscriptions: Real-time futures data may require additional subscriptions if your chosen broker (likely Tradovate) charges for premium market data. Standard data is usually included, but advanced feeds cost extra.
• No Stated Withdrawal Fees: A major positive: My Funded Futures advertises no withdrawal fees on funded accounts. Once you're trading live, you keep your profit splits without broker-side withdrawal charges—a hidden savings compared to firms that apply 1–2% withdrawal fees.

My Funded Futures Pricing vs Competitors

To understand whether My Funded Futures pricing is competitive, here's how it compares to two major alternatives:

TopStep (Competitor): TopStep charges activation fees of $199–$349, then monthly subscriptions of $99–$299 depending on account size and target profit level. A $50K funded account might cost $199 (activation) + $99 (monthly) upfront—totaling $298 before any trading. My Funded Futures eliminates that $199 activation, so you're at $77 all-in for month one. Over a six-month evaluation cycle, TopStep costs roughly $594–$1,094 (activation + 6 months of fees), while My Funded Futures costs $462 for the same period (6 × $77). Winner: My Funded Futures by ~$130–$632.

Funded Trading Plus: Funded Trading Plus typically charges $99–$199 monthly with a $149 activation fee. A $50K plan lands around $248 total for month one. Compared to My Funded Futures Core at $77, that's a $171 difference in the first month alone. Over time, FTP's pricing is broadly comparable, but the upfront activation fee is a real pain point that My Funded Futures avoids.

E8 Trading: Another popular prop firm, E8 charges $99–$299 monthly plus $199 activation, with some tiers offering consistency rules (similar to Pro accounts). The pricing structure is nearly identical to TopStep. My Funded Futures' no-activation-fee model saves you $149–$300+ compared to E8 on day one.

Summary: My Funded Futures is price-competitive on monthly fees (starting at $77/mo, vs competitors at $99–$299/mo), and substantially cheaper when you factor in activation fees. The trade-off is a shorter track record (founded 2023) and futures-only markets.

Is My Funded Futures Worth the Price?

For Futures Day Traders: Absolutely. The Core ($77/mo) or Rapid ($129–$377/mo) tiers are tailor-made for active futures traders. The Rapid payout speed (15–20 minute first payout) means you can withdraw profits and reinvest quickly—critical for scaling capital. At $77/month, the Core plan is nearly a steal compared to competitor activation fees alone.

For Algo and Automated Trading: The Pro tier ($229–$377/mo) is the right choice. The lack of consistency rules gives your algorithms full freedom to optimize without drawdown restrictions. If you're running a 24-hour bot, Pro tier pays for itself with one successful trade per month.

For Traders Transitioning to Funded Accounts: Start with Core ($77/mo) to validate your strategy and the My Funded Futures platform. The monthly cost is low enough that it's a reasonable test run. Once you're confident, upgrade to Rapid or Pro.

For Large Account Sizes: The $100K and $150K plans ($229–$377/mo) are expensive on a percentage basis compared to the $50K plan. A $150K account paying $377/month = 3% annual subscription cost. That's steep. Only choose these if you're confident in 4%+ monthly returns—the subscription becomes negligible at that scale.

Value Reality Check: My Funded Futures' ~25% pass rate and no-activation-fee model make it genuinely good value. You're paying for a real evaluation and a faster payout system, not upfront markups. The 4.4/5 rating reflects solid user satisfaction. However, the five-consecutive-payout requirement to reach a live trading account is a long journey—factor that into your timeline and budget.

How to Save on My Funded Futures

No Discount Codes or Annual Discounts Currently Advertised: My Funded Futures doesn't appear to offer standard promo codes or annual payment discounts. Pricing is month-to-month with no bulk discount incentives.

• Start with Core ($77/mo): The simplest way to save is choosing the cheapest tier. You can always upgrade to Rapid or Pro later if needed. At $77/month, you're minimizing downside on failed attempts.
• Plan Multiple Attempts into Your Budget: With a ~25% pass rate, expect to need 3–4 tries on average. Budget $231–$308 for your evaluation journey on the Core plan. This is still cheaper than one TopStep activation fee.
• Avoid Oversizing Your Account: A $150K account at $377/month ($4,524/year) only makes sense if you're consistently profitable. A $50K account at $77/month ($924/year) is a far more cost-effective way to prove your strategy.
• Follow the Clear Path to Live Trading: My Funded Futures promises a clear path after five consecutive payouts. Hitting that milestone unlocks a real funded account without additional evaluation costs—a significant advantage over competitors with rolling evaluations.
• Leverage the No-Activation-Fee Advantage: The real savings come from comparing My Funded Futures' $77–$377/month pricing to competitors' $99–$299/month pricing PLUS $149–$300 activation. My Funded Futures saves you that upfront chunk immediately.

Bottom Line: My Funded Futures pricing is straightforward and competitive. You're paying fair market rates for a modern prop-trading platform with genuinely good terms—no hidden fees, no activation charges, and payout speeds that beat legacy competitors. The key to saving money is choosing the right tier for your risk profile and passing your evaluation on the first or second try.

Ready to dive deeper? Check out our full My Funded Futures review or explore competitor pricing comparisons on TradingToolsHub.