Blue Guardian Pricing Explained: All Plans, Costs & Fees (2026)

Blue Guardian Pricing Overview

Blue Guardian is a London-based proprietary trading firm that charges straightforward monthly subscription fees for access to their funded trading challenges. Unlike some prop firms that use hidden fees or complex structures, Blue Guardian's pricing is transparent: you pay a monthly evaluation fee to trade a funded account, and that fee is fully refunded when you make your first profit. The entry-level $10K Challenge starts at just $97 per month, making it one of the more accessible prop firm options on the market. If you're looking to evaluate a larger account, pricing scales predictably up to $897/month for their flagship $200K Challenge.

The key value proposition here isn't the challenge itself—it's the funded account you receive after passing a two-phase evaluation. Unlike trading with your own capital, Blue Guardian funds your entire account and you keep 80% of profits, a competitive split in the prop trading space. This means your $97 monthly fee is essentially an investment in accessing up to $10,000 in trading capital with a favorable profit split.

All Blue Guardian Plans Compared

Blue Guardian offers five distinct challenge tiers, each representing a different account size and monthly subscription cost:

Challenge Tier	Monthly Fee	Account Size	Best For
$10K Challenge	$97/month	$10,000	Beginners, small accounts
$25K Challenge	$197/month	$25,000	Intermediate traders
$50K Challenge	$297/month	$50,000	Experienced traders
$100K Challenge	$497/month	$100,000	Professional traders
$200K Challenge	$897/month	$200,000	High-volume traders, EAs

Each tier requires completing Blue Guardian's two-phase evaluation process. Phase 1 focuses on profitability, while Phase 2 tests your consistency and risk discipline. The monthly fee structure means you don't pay a single lump sum—you're subscribed to your challenge tier monthly, similar to a SaaS platform.

It's important to understand that these fees are refundable. When you pass both evaluation phases and reach your first profitable day on the funded account, the evaluation fee is credited back to you. This significantly changes the value proposition compared to firms that charge non-refundable entry fees. In practice, if you pass the evaluation, you're essentially getting access to funded capital with minimal out-of-pocket cost beyond your trading losses (if any).

Free Plan / Free Trial

Blue Guardian does not offer a free trial or practice challenge. There is no way to test their platform, evaluation rules, or trading conditions without paying the monthly subscription fee upfront. This is a notable limitation for traders who want to validate their strategy or get comfortable with the platform before committing financially.

However, the refundable evaluation fee partially mitigates this concern. If you're confident in your trading strategy, the $97 entry point for the $10K Challenge is relatively low-risk. You either pass the evaluation (and get your money back), or you fail and learn what adjustments you need to make. Many prop trading firms charge much higher non-refundable fees, so Blue Guardian's model is trader-friendly in this regard.

If you absolutely need a risk-free trial before committing, you'll need to explore other prop firms. However, if you're willing to invest in the evaluation process, Blue Guardian's refundable structure makes them worth trying.

Hidden Costs and Fees

Blue Guardian's pricing is relatively transparent, but there are some additional costs to be aware of:

• MetaTrader 4/5 Platform Costs: Blue Guardian exclusively uses MT4 and MT5. While these platforms are free, they may require broker spreads and commissions depending on your account type and trading volume.
• VPS and Low-Latency Hosting: For algorithmic traders using EAs (which Blue Guardian explicitly allows), you may need a virtual private server (VPS) for consistent execution. This is an optional cost but highly recommended, typically $10–50/month.
• Data Feed Subscriptions: If you use premium market data, signals, or third-party indicators beyond what MT4/5 provide natively, these are additional out-of-pocket costs.
• Failed Evaluation Attempts: Each time you fail an evaluation phase, you'll need to restart and pay the monthly fee again. There's no bulk discount for multiple attempts, so a trader who needs 3–4 attempts could spend $300–400+ before passing.
• Profit Withdrawal Fees: The 80% profit split means Blue Guardian takes 20%. While this isn't technically a hidden fee, it's important to factor into your expected earnings calculations.

Overall, Blue Guardian's fee structure is honest, but traders with higher volumes or those who use automated strategies may face $20–100/month in ancillary costs (VPS, data, signals) on top of the monthly subscription.

Blue Guardian Pricing vs Competitors

To put Blue Guardian's pricing in context, here's how it compares to two popular competitors in the prop trading space:

Firm	Entry-Level Challenge	Profit Split	Fee Refundable?
Blue Guardian	$97/month ($10K account)	80%	✓ Yes
FTMO	$155 one-time ($10K account)	90%	✗ No
The Funded Trader	$99/month ($5K account)	80%	✓ Yes

Analysis: Blue Guardian sits in the mid-range. FTMO is a one-time payment model (cheaper upfront but non-refundable), while Blue Guardian and The Funded Trader both use subscription models with refundable fees. Blue Guardian's 80% profit split is solid but slightly lower than FTMO's 90%. For most traders, the monthly subscription model appeals because you can spread costs over time and don't lose $150+ if you fail on your first attempt. Blue Guardian's refundable structure is a win compared to firms that charge non-refundable fees.

Is Blue Guardian Worth the Price?

For beginners ($10K tier, $97/month): Blue Guardian is worth trying if you have a tested strategy and want to prove it with real funded capital. The $97 entry point is low enough that even if you fail, you won't lose a large sum. The two-phase evaluation is fair and mirrors what you'll face at other top firms, and the 80% profit split is competitive.

For intermediate traders ($25K–$50K tiers, $197–$297/month): This is where Blue Guardian offers genuine value. You're accessing $25,000–$50,000 in trading capital for $200–300/month, which you'd never afford personally. If you pass the evaluation, your monthly fee is refunded, and you keep 80% of profits. This is a legitimate path to scaling your trading with firm capital.

For professional traders ($100K–$200K tiers, $497–$897/month): At this level, the monthly fees are reasonable for accessing six-figure funded accounts. The firm's support for expert advisors and automated trading makes it particularly attractive for quant-focused traders. The 80% split is standard for this account size.

When to upgrade tiers: You should upgrade when you consistently pass evaluations and feel constrained by your current account size. Blue Guardian makes this straightforward—there's no penalty for upgrading, and the fee scaling is logical.

How to Save on Blue Guardian

Based on publicly available information, Blue Guardian does not currently advertise:

• Annual billing discounts (all pricing is listed monthly)
• Discount codes or promotional offers
• Bulk purchase discounts for multiple accounts
• Student or military pricing
• Loyalty rebates for long-term subscribers

Cost-reduction strategies:

• Start small: Begin with the $10K Challenge ($97/month) to validate your strategy before paying for larger tiers.
• Leverage the refundable fee: Treat the monthly charge as an investment in getting your fee back. The faster you pass evaluation and generate profit, the quicker you recoup the cost.
• Optimize platform costs: Use the free MT4/5 platforms and avoid unnecessary premium data feeds or signals that add up over time.
• Run efficient backtests: Before paying for an evaluation, backtest your strategy thoroughly to reduce failed attempt costs.

While Blue Guardian doesn't offer explicit discounts, the refundable evaluation fee structure is itself a discount mechanism compared to competitors who charge non-refundable fees.

Bottom line: Blue Guardian's pricing is transparent, fair, and competitive. At $97/month for a $10K funded account with an 80% profit split, they offer strong value for traders who can pass their evaluation. The refundable fee model makes them one of the more trader-friendly options in the prop trading industry. For more information, visit the Blue Guardian review page and compare their pricing with other prop firms to find the best fit for your trading style.