Funded Trading Plus vs TakeProfitTrader (2026) — Which Is Better?

Snapshot

Funded Trading Plus and TakeProfitTrader serve different trader demographics with fundamentally different trading models. Funded Trading Plus is a UK-based multi-asset prop firm offering instant funding across five platforms with flexible profit splits up to 100%. TakeProfitTrader is a futures-only specialist with daily payouts and no daily loss limits, built for traders who want rapid capital allocation and consistent withdrawal access. Both are established players—Funded Trading Plus has distributed $19.5M+ to 60,000+ traders since 2013, while TakeProfitTrader maintains a 4.4/5 Trustpilot rating from 8,300+ reviews. Your choice between them depends entirely on your trading instruments, account structure, and payout preferences.

Money Talk

Funded Trading Plus costs $119/month, while TakeProfitTrader undercuts it at $90/month—a $29 monthly difference that compounds to $348/year. Neither platform charges setup or evaluation fees explicitly stated, but Funded Trading Plus emphasizes instant funding without evaluation phases for qualified traders, potentially saving time but requiring higher monthly commitment. TakeProfitTrader's $90/month tier includes one-step evaluation with a $150K simulated account ceiling.

The value calculus shifts when you factor in payouts. TakeProfitTrader charges a $50 withdrawal fee on payouts under $250, which matters for small accounts or modest trading months. Funded Trading Plus offers cleaner scaling—its growth program structure supports accounts from starter levels up to $2.5M, with transparent 100% profit splits available at higher tiers. For traders pulling $500+ monthly, TakeProfitTrader's fee becomes negligible. For traders managing multiple accounts or testing strategies, Funded Trading Plus's higher monthly cost may deliver better long-term economics through unlimited growth pathways.

How Each One Actually Works

Profit Splits: Funded Trading Plus offers up to 100% splits with a clear growth program pathway, while TakeProfitTrader caps at 90% on PRO+ accounts. This 10% difference matters only after profitability—Funded Trading Plus gives you more of what you earn, but TakeProfitTrader's 90% is still exceptional and its daily payout structure means you access profits immediately rather than waiting for monthly settlement cycles.

Payout Structure: TakeProfitTrader's daily payouts with no maximum withdrawal cap are industry-rare. You can extract $5,000 on Monday and $8,000 on Thursday. Funded Trading Plus locks you into monthly or scheduled withdrawals tied to profit splits, which is more traditional but less flexible for traders needing immediate liquidity or managing cash flow across multiple prop accounts.

Drawdown Rules: TakeProfitTrader removed daily loss limits entirely in January 2025—you only face a trailing maximum drawdown, meaning you can take a 15% loss in a single session if your account can absorb it. Funded Trading Plus enforces "strict rule enforcement" post-evaluation (per trader reports), limiting aggressive single-day strategies. TakeProfitTrader wins here for scalp traders and volatility players who need session-level flexibility.

Trading Instruments: Funded Trading Plus supports five platforms (cTrader, DXTrade, and three others) covering CFDs—forex, indices, commodities, crypto—but explicitly no direct stock or futures access. TakeProfitTrader is futures-only (Tradovate), excluding forex, stocks, crypto, and options entirely. Pick Funded Trading Plus for diversified instrument access; pick TakeProfitTrader only if you trade ES, MES, NQ, or other futures exclusively.

Evaluation Speed: TakeProfitTrader's one-step evaluation with no time limit and a clear 6% profit target is dramatically faster than traditional two-phase evaluations. Funded Trading Plus skips evaluation entirely for instant funding applicants, which is theoretically faster—but requires pre-qualification. For most traders, TakeProfitTrader's transparent one-shot evaluation is more accessible and achievable within a predictable timeframe.

Customer Support: Funded Trading Plus advertises 24/7 support with a 4.7/5 Trustpilot rating. TakeProfitTrader's 4.4/5 rating from 8,300+ reviews (81% five-star) reflects broader trader volume and sampling, suggesting similar real-world service quality but with less marketing emphasis on support as a differentiator.

Who Should Choose Funded Trading Plus

- Multi-asset traders combining forex, indices, and commodities CFDs who need platform flexibility beyond single-instrument focus. Your edge isn't in one market; you capitalize across multiple time zones and asset classes.

- Long-term scaling ambitions above $500K in capital. The $2.5M scaling pathway and 100% profit split growth program are built for traders graduating from retail accounts to six-figure funded positions.

- Evaluation-averse traders with proven track records who qualify for instant funding. If you can pass underwriting for $100K+ immediately, the instant approval bypasses evaluation friction entirely.

- Institutional-style traders running algorithmic systems, backtesting frameworks, and API integration strategies. The five-platform ecosystem and documented API access support systematic trading at scale.

Who Should Choose TakeProfitTrader

- Futures specialists trading ES, NQ, MES, or other micro contracts exclusively. If your edge is in equity index futures, this is the only choice—Funded Trading Plus cannot provide futures access.

- Daily traders needing immediate payouts for cash flow management or reinvestment across multiple accounts. The daily withdrawal cap being removed (as of January 2025) makes this the only prop firm offering daily liquidity without restrictions.

- Aggressive intraday traders executing 10+ trades per session with single-trade risk exceeding 2% of daily balance. The removed daily loss limit means you can take a 12% loss in one session as long as your trailing drawdown remains intact.

- Cost-conscious traders with limited capital (<$50K) testing prop trading viability. The $90/month entry point and one-step evaluation lower barriers versus Funded Trading Plus's $119/month plus stricter underwriting for instant funding.

Picking the Right One

Choose Funded Trading Plus if you trade multiple asset classes and want the highest profit-split potential (100%) with scaling infrastructure—the higher monthly fee pays for itself within two profitable months when approaching 100% splits. Choose TakeProfitTrader if you trade futures exclusively and need daily payouts without loss limits or maximum withdrawal caps—the $29/month savings combined with immediate liquidity access is unmatched for active futures traders. For most traders, Funded Trading Plus's multi-platform flexibility and proven 4.7/5 support reputation justify the premium; TakeProfitTrader wins only if your entire strategy depends on futures and daily access to profits.