Funded Trading Plus vs Lux Trading Firm (2026) — Which Is Better?

At-a-Glance Match-Up

Funded Trading Plus and Lux Trading Firm are both UK-based proprietary trading platforms offering funded accounts up to $2.5M, but they cater to different trader profiles. Funded Trading Plus, established in 2013, emphasizes speed and flexibility with instant funding options and scalable profit splits up to 100%, while Lux Trading Firm focuses on simplicity with a streamlined 1-step evaluation and transparent rules that allow EAs and news trading. Both platforms have paid out millions globally, but they differ significantly in evaluation structure, cost, and trading restrictions.

The Money Side

Funded Trading Plus charges $119 per month, while Lux Trading Firm undercuts it at $99 per month—a $20 monthly difference that compounds to $240 annually. For a trader committing to a 12-month evaluation cycle, Lux's lower fee saves $240, which matters if you're bootstrapping your trading career.

However, pricing extends beyond monthly subscriptions. Funded Trading Plus doesn't charge additional evaluation fees for their standard evaluation program—you pay the monthly subscription and begin trading. Lux Trading Firm also uses a one-time evaluation fee model (specific amounts not detailed in available data, but non-refundable upon failure), which creates a higher barrier to entry if you fail your first attempt. If you fail at Funded Trading Plus, you can restart evaluations at just the $119/month rate. If you fail at Lux and need to retry, you'll pay another upfront fee.

For long-term value, Funded Trading Plus's instant funding option (bypassing evaluation entirely) gives traders immediate access to capital at a fixed $119/month rate—no evaluation risk. This appeals to experienced traders willing to pay slightly more for certainty. Lux Trading Firm's lower monthly fee appeals to cost-conscious traders confident in their ability to pass the 1-step evaluation on their first or second attempt.

Winner on price: Lux Trading Firm if you pass evaluation first try; Funded Trading Plus if you want to avoid evaluation risk entirely.

Feature-for-Feature

Evaluation Structure: Lux Trading Firm wins decisively here. Their 1-step evaluation has no minimum trading day requirement, meaning you can complete it in days if you meet profit targets. Funded Trading Plus requires traditional multi-step evaluations (timing not specified, but typically 2-3 phases), or you pay more to skip evaluation entirely. Lux's streamlined approach gets you funded faster and cheaper.

Profit Split Scaling: Funded Trading Plus tops out at 100% profit splits after meeting growth milestones, while Lux maxes out at 80%. This 20% difference is substantial on six-figure accounts. A trader clearing $100K in profits keeps $100K at Funded Trading Plus (at max tier) versus $80K at Lux. Funded Trading Plus wins for traders with consistent profitability who want to reach maximum splits.

Trading Rules & Flexibility: Lux Trading Firm explicitly allows Expert Advisors (EAs), news trading, and holding positions over weekends. Funded Trading Plus lists "strict rule enforcement post-evaluation" as a reported con, suggesting tighter restrictions on trading style. If you're an algorithmic trader, scalper, or news-trader, Lux's permissive rules are non-negotiable. Funded Trading Plus is better for discretionary traders comfortable with defined rule sets.

Platform Support: Both support cTrader and MT platforms. Funded Trading Plus offers "5 trading platforms" (cTrader, DXTrade explicitly mentioned, others unspecified), while Lux supports MT4, MT5, and cTrader across "multiple asset classes." Lux's asset class diversity matters if you trade crypto, indices, or commodities. Funded Trading Plus's 5-platform advantage is marginal if those platforms aren't ones you use.

Mobile & Accessibility: Both feature mobile app support, but Funded Trading Plus explicitly notes "no dedicated mobile app—relies on broker platform apps," while Lux doesn't specify the same limitation. For traders needing serious mobile functionality, this is an advantage for Lux. Both support API access, social features, and broker integration equally.

Brand & Trust: Funded Trading Plus has a 4.4/5 overall rating with a standout 4.7/5 Trustpilot score and $19.5M+ paid to 60,000+ traders since 2013. Lux Trading Firm has a 4.1/5 rating and explicitly notes being "newer with less brand recognition." If institutional trust and historical track record matter (they should), Funded Trading Plus is proven. Lux is rising but unproven at the same scale.

Who Should Choose Funded Trading Plus

- Experienced traders seeking capital quickly: If you're confident in your edge and want to skip evaluation, the instant funding option eliminates risk. Pay $119/month and trade immediately—valuable for established traders who've passed evaluations elsewhere.

- Traders targeting maximum profit splits: If you have 12+ months of consistent profitability ahead, the path to 100% splits is unique to Funded Trading Plus. At $50K+ monthly profits, that extra 20% split versus Lux adds up to $120K+ annually.

- Discretionary traders comfortable with rule sets: If you trade manually, focus on discrete entry/exit signals, and don't rely on EAs or news catalysts, Funded Trading Plus's stricter enforcement is predictable and manageable. You'll know exactly what's allowed and plan accordingly.

- Traders prioritizing established platforms: With 13 years of history, 60,000+ successful traders, and $19.5M+ in payouts, Funded Trading Plus offers de-risked proof of concept. If peace of mind is worth the extra $20/month, this is your choice.

Who Should Choose Lux Trading Firm

- Cost-conscious traders ready to evaluate quickly: If you're confident in passing a 1-step evaluation with no minimum trading days, Lux's $99/month subscription and fast path to funding saves money and gets you live capital in weeks, not months.

- EA and algorithmic traders: If your edge relies on Expert Advisors, automated strategies, or news-based trading, Lux's explicit allowances for these approaches are mandatory. Funded Trading Plus's restrictions rule it out for algorithm-dependent traders.

- Traders holding positions over weekends: If you use swing trading or position trading across news events and weekends, Lux's rules accommodate this. Funded Trading Plus's constraints limit this trading style.

- Multi-asset class traders: If you trade forex, indices, commodities, or crypto in addition to equities, Lux's support across "multiple asset classes" offers flexibility. Funded Trading Plus's CFD-only structure and single-broker approach limits diversification.

Which One Wins for You

Funded Trading Plus wins for established traders who want maximum profit splits and brand-backed certainty, particularly those with $50K+ monthly profit potential who can leverage the 100% split tier. The extra $20/month and proven track record justify the cost for traders betting their income on consistency.

Lux Trading Firm wins for cost-conscious, rules-flexible traders comfortable with 80% splits and willing to pass a streamlined 1-step evaluation, especially algorithmic traders and swing traders who can't operate within Funded Trading Plus's constraints. At $99/month with EA approval and weekend holding allowed, it's the better fit for traders optimizing for speed and flexibility over maximum profit splits.

Choose Funded Trading Plus if you're maximizing long-term splits; choose Lux Trading Firm if you're maximizing trading freedom and evaluation speed.