Funded Trading Plus vs FXIFY (2026) — Which Is Better?

Big Picture

Funded Trading Plus and FXIFY represent two distinct approaches to prop trading. Funded Trading Plus is a UK-based firm established in 2013 that prioritizes speed through instant funding without evaluation phases, while FXIFY is a newer, broker-backed platform (launched 2023) built on FXPIG infrastructure that emphasizes multiple evaluation options and cryptocurrency trading. If you want to trade immediately with less friction, Funded Trading Plus appeals to you; if you want to prove yourself through challenges and access 300+ instruments including crypto, FXIFY is the better fit.

Price Reality

Funded Trading Plus costs $119 per month with no disclosed free tier or trial period. FXIFY undercuts this significantly at $59 per month—50% less expensive. However, the true cost picture requires examining their core offerings. Funded Trading Plus' monthly fee covers access to instant funding programs where you bypass evaluation entirely; you're paying for immediate capital deployment.

FXIFY's $59 starting price is deceptive. The base fee covers evaluation access, but three critical add-ons substantially increase costs: the 90% profit split ($99 extra), bi-weekly payouts ($49 extra), and leverage boost ($29 extra). A trader selecting all three add-ons pays $236 monthly—nearly double Funded Trading Plus' flat rate. The one genuine advantage FXIFY holds is its scaling cost structure: additional evaluation challenges cost $59 each, whereas Funded Trading Plus' monthly fee is fixed regardless of how many funded accounts you open.

Neither platform offers a money-back guarantee explicitly mentioned in the provided data. Funded Trading Plus' strong 4.7/5 Trustpilot rating suggests trader satisfaction supports its premium pricing, while FXIFY's 4.1/5 rating indicates acceptable quality at its lower base price, though the review count difference isn't provided.

Feature-for-Feature

Funding Speed: Funded Trading Plus wins decisively with instant funding requiring zero evaluation period. FXIFY forces traders through 1-step, 2-step, or 3-step evaluations before capital release, making it unsuitable for traders wanting immediate execution.

Instrument Diversity: FXIFY dominates with 300+ instruments including 80+ cryptocurrency CFDs and dedicated crypto trading plans. Funded Trading Plus offers only CFDs across five platforms with no cryptocurrency exposure—a critical gap for any trader interested in crypto market opportunities.

Trading Strategy Support: FXIFY explicitly supports EAs, martingale grids, and news trading. Funded Trading Plus' rules are described as "strict" post-evaluation, suggesting some strategies may face enforcement issues. This matters if you run algorithmic systems.

Capital Scaling: FXIFY extends to $4 million in funded capital versus Funded Trading Plus' $2.5 million ceiling. For scalable traders, FXIFY offers 60% more maximum capital.

Payout Speed: FXIFY guarantees 3-business-day payouts explicitly; Funded Trading Plus doesn't specify timeline. Speed is secondary to actual payment reliability here.

Trading Platform Ecosystem: Funded Trading Plus supports five platforms including cTrader and DXTrade. FXIFY is functionally locked into MT4/MT5 and DXTrade only. More platform choice matters if you have specific broker relationships.

Who Should Choose Funded Trading Plus

- Established traders wanting immediate deployment: If you have a proven track record and don't need to prove it again, the instant funding option eliminates 4-8 weeks of evaluation time. You're paying $119 monthly for speed.

- Pure forex and CFD traders without cryptocurrency interest: The fixed CFD offering and five-platform integration serve traditional FX and index traders well. This isn't the tool for crypto exposure.

- Capital-stable traders seeking up to 100% profit splits: If you're consistent and want to keep all profits, Funded Trading Plus' growth program scaling toward 100% splits rewards performance more aggressively than FXIFY's add-on model.

- Traders valuing institutional track record: Since 2013, Funded Trading Plus has paid $19.5 million to 60,000+ traders. That's 13 years of data supporting the model's legitimacy—critical for risk-averse traders choosing their first prop firm.

Who Should Choose FXIFY

- Cost-conscious traders starting out: At $59 monthly, FXIFY's base price attracts bootstrapped traders. If you skip optional add-ons, your cost stays low while you prove profitability.

- Algorithmic and strategy-testing traders: Explicit EA support, grid trading allowance, and martingale permission mean your bot-based systems face fewer compliance issues than at Funded Trading Plus, where strict rules post-evaluation create uncertainty.

- Cryptocurrency traders: FXIFY's 80+ crypto CFDs and dedicated crypto plans make it the only viable choice between these two if digital assets are your primary focus.

- Traders seeking maximum capital potential: The $4 million scaling ceiling beats Funded Trading Plus' $2.5 million, and broker-backed infrastructure (not simulated capital) means real liquidity behind your positions.

Where This Leaves You

Funded Trading Plus wins for established traders who want instant funding and don't need cryptocurrency or exotic strategies—the $119 price is justified by skipping evaluation entirely. FXIFY wins for strategy-heavy traders and crypto enthusiasts willing to complete evaluations in exchange for 300+ instruments, lower base cost, and algorithmic trading freedom. The critical decision point isn't features or price alone; it's your trading profile. Need crypto and EAs? FXIFY at $59–$236 depending on add-ons. Already profitable and want to trade immediately? Funded Trading Plus' $119 flat fee pays for itself in speed.