FTMO vs OneFunded (2026) — Which Is Better?
Compare FTMO and OneFunded — features, pricing, pros and cons.
Numbers, fees, and platform capabilities cited here come from each vendor's public documentation. Confirm current pricing before you commit. Methodology →
Quick Verdict
Higher Rated
FTMO (4.5)
More Affordable
OneFunded ($23/mo)
FTMO
The most established proprietary trading firm offering funded accounts up to $200K after a two-phase evaluation, with 90% profit splits.
OneFunded
OneFunded is a London-based prop firm offering evaluation challenges from $23 with up to 90% profit splits, no time limits, and full support for EAs and copy trading.
Rules, Payout & Fee Breakdown
| Feature | FTMO | OneFunded |
|---|---|---|
| Rating | ★ 4.5 | ★ 3.9 |
| Starting Price | $155/mo | $23/mo |
| Free Tier | Yes | No |
| Markets | forex, stocks, crypto, futures | forex, crypto, indices, metals, commodities |
| AI Analysis | ✗ | ✗ |
| Backtesting | ✗ | ✗ |
| Paper Trading | ✓ | ✗ |
| Price Alerts | ✗ | ✗ |
| Mobile App | ✓ | ✓ |
| API Access | ✗ | ✗ |
| Social Features | ✓ | ✗ |
| Broker Integration | ✓ | ✗ |
| Custom Indicators | ✓ | ✓ |
| Automated Trading | ✓ | ✓ |
| Trade Journaling | ✓ | ✗ |
| Performance Analytics | ✓ | ✓ |
| Risk Management | ✓ | ✓ |
| News Feed | ✗ | ✗ |
| Education Content | ✓ | ✗ |
Prop-Firm Head-to-Head
FTMO and OneFunded serve distinct trader profiles. FTMO positions itself as the premium option at $155/month, requiring a rigorous two-phase evaluation to access funded accounts up to $200K. OneFunded takes the accessibility route, starting at $23/month with immediate challenge access and no time limits. Both offer 90% profit splits and core features like backtesting and paper trading, but FTMO's higher barrier correlates with its 4.5/5 rating versus OneFunded's 3.9/5.
The defining difference is evaluation philosophy. FTMO's two-phase process filters for consistency but creates a high-stress environment—strict drawdown rules lead many to fail. OneFunded removes this friction, charging minimal fees with no evaluation deadline, allowing traders to prove themselves at their own pace. FTMO also refunds challenge fees on first payout, rewarding successful traders financially.
Choose FTMO if you're an experienced trader seeking substantial funding ($200K+) with proven risk management and stress tolerance. Pick OneFunded if you're testing prop trading viability, lack capital, or prefer unlimited attempts without time pressure. FTMO demands confidence; OneFunded welcomes experimentation. MetaTrader 5 availability (FTMO has it, OneFunded doesn't) matters if you use that platform.
FTMO: Pros & Cons
Pros
- + Industry-leading 90% profit split with no hidden conditions
- + Free Trial with unlimited retakes lets you test before spending money
- + Challenge fee fully refunded on your first successful payout
- + Supports 4 platforms: MT4, MT5, cTrader, and DXtrade
- + Built-in performance analytics and journaling tools rival standalone apps
- + Decade of operations and $500M+ in verified payouts — real credibility
Cons
- - 85-95% estimated failure rate means most traders lose their challenge fees
- - Non-refundable fees add up fast — 3 failed $50K attempts costs over $1,000
- - Strict 5% daily drawdown can end your challenge on one bad day
- - Simulated trading only — your trades never reach real markets
- - Customer complaints about harsh rule enforcement on edge cases
OneFunded: Pros & Cons
Pros
- + Very low entry fees starting at just $23
- + No time limits on evaluation challenges
- + Up to 90% profit split with optional upgrade
- + EAs, copy trading, and news trading all permitted
- + Challenge fee fully refunded after first payout
Cons
- - MetaTrader 5 not yet available (listed as coming soon)
- - No stocks, futures, or options trading offered
- - Relatively new company with limited track record
- - Weekly payouts require a paid add-on upgrade