Firstrade vs Public.com (2026) — Which Is Better?

Compare Firstrade and Public.com — features, pricing, pros and cons.

Quick Verdict

Higher Rated

Firstrade (4.0)

More Affordable

Firstrade (Free)

Firstrade

★★★★☆ 4.0/5

Commission-free US broker with $0 stock, ETF, and options trades and no per-contract fees — a standout for cost-conscious options traders.

From: Free
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Public.com

★★★★☆ 4.0/5

Commission-free social investing platform offering stocks, ETFs, options, crypto, and bonds with a built-in investor community and AI-powered insights.

From: Free
Full review →

Our Analysis

Firstrade and Public.com both offer commission-free trading on stocks, ETFs, and $0 per-contract options, making them equally cost-competitive for basic trading. However, their philosophies diverge significantly. Firstrade is a traditional broker built on 35+ years of institutional credibility, catering to individual investors seeking straightforward, no-nonsense trading access. Public.com positions itself as a social-first platform, bundling trading with community features and AI-powered insights designed to appeal to retail investors who value learning alongside trading.

Firstrade's key differentiator is its commitment to pure execution without feature bloat—especially its zero per-contract options fees, which remain rare among US brokers. Public.com's distinct advantage is its Alpha AI tool and integrated High-Yield Cash Account, combined with an engaged investor community for peer learning. The mobile-first interface also attracts traders who prioritize on-the-go accessibility.

Firstrade suits cost-conscious options traders and buy-and-hold investors who need institutional reliability and don't require advanced charting or paper trading. Public.com appeals to community-oriented traders, crypto-curious investors (unique among commission-free brokers), and those seeking AI-assisted stock analysis without paying premium subscriptions. Neither platform serves active day traders requiring futures access or advanced technical analysis tools.

Feature Comparison

Feature Firstrade Public.com
Rating 4.0 4.0
Starting Price Free Free
Free Tier Yes Yes
Markets stocks, options, etfs, mutual-funds, fixed-income stocks, etfs, options, crypto, bonds, alternatives
AI Analysis
Backtesting
Paper Trading
Price Alerts
Mobile App
API Access
Social Features
Broker Integration
Custom Indicators
Automated Trading
Trade Journaling
Performance Analytics
Risk Management
News Feed
Education Content

Firstrade: Pros & Cons

Pros

  • + $0 options trades with no per-contract fee — rare among US brokers
  • + Truly commission-free on stocks, ETFs, and mutual funds
  • + Wide range of account types including multiple IRA varieties
  • + Bilingual support in English and Chinese
  • + Long-established broker with 35+ years of operating history

Cons

  • - No paper trading or simulated account for practice
  • - Platform and charting tools are basic compared to TD Ameritrade or IBKR
  • - No futures or forex trading
  • - No API access for algorithmic or automated trading

Public.com: Pros & Cons

Pros

  • + Strong social community ideal for learning from other investors
  • + Commission-free stocks, ETFs, and $0 per-contract options
  • + Alpha AI tool provides accessible plain-language stock analysis
  • + Competitive High-Yield Cash Account integrated with brokerage
  • + Clean, intuitive mobile-first interface

Cons

  • - No desktop/web charting tools for technical analysis
  • - No paper trading or backtesting capabilities
  • - Not suited for active traders needing advanced order types or futures
  • - Premium pricing adds up compared to free alternatives

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